The cost of windshield replacement with insurance can vary depending on your insurance policy, deductible, and the type of luxury car you own. Here’s what you can generally expect:
Comprehensive Insurance Coverage: Windshield replacement is typically covered under comprehensive insurance. If you have comprehensive coverage, the cost of replacing your luxury car’s windshield is likely to be partially or fully covered by your insurance policy.
Deductible: Most insurance policies have a deductible, which is the amount you need to pay out of pocket before your insurance coverage kicks in. The deductible for windshield replacement is usually lower than other types of claims. It can range from $0 to a few hundred dollars.
OEM vs. Aftermarket Windshield: Luxury cars often have specialized windshields that are more expensive than regular ones. Some insurance policies may only cover the cost of an aftermarket windshield, which is a less expensive option. If you prefer to have an original equipment manufacturer (OEM) windshield, you may need to pay the price difference out of pocket.
In-Network vs. Out-of-Network: Some insurance companies have a network of approved auto glass repair shops. If you choose a shop within the network, the insurance company may cover the full cost of the replacement. If you opt for a shop outside the network, you may need to pay a portion of the cost yourself.
Additional Coverage: Some insurance policies offer additional coverage options, such as waiving the deductible for windshield repair or replacement. Check your policy to see if you have any such coverage.
Location and Labor Costs: The cost of windshield replacement can also vary based on your location and the labor rates of the repair shop you choose.
To get an accurate estimate of the cost of windshield replacement with insurance for your luxury car, it’s best to contact your insurance provider directly. They can give you information about your coverage, deductible, and any additional benefits you may have related to windshield replacement. Additionally, make sure to contact European Auto Glass as your reputable auto glass repair shop that specializes in luxury vehicles to ensure the best quality and fit for your new windshield.